How does it works?

We work with FinTech solutions interested in offering services and partnering with financial institutions. First, we match our partner financial institutions with FinTech solutions in our ecosystem that address their needs. Then, we facilitate the technology integration between the financial institution’s core banking systems and the FinTech’s technology architecture through our platform 4wrd.

Our ecosystem gives FinTechs unparalleled access to different industry players globally, it accelerates growth, provides scalability, and reduces integration cost/time.

Innovation programs


FinConecta IDB is a program sponsored by the Inter-American Development Bank (IDB) dedicated to integrate financial institutions in Latin America and the Caribbean with FinTechs around the world, creating the first interconnected financial ecosystem in the region. FinConecta was our company’s first FinTech innovation program, and the inspiration for our company name.


FinForward FMO is a joint FinTech innovation program by the Dutch Development Bank (FMO) and FinConecta dedicated to accelerating the digitization of the financial industry by leveraging existing FinTech solutions. The program has a strong focus on promoting financial inclusion by providing access to financial services to underserved and underbanked populations by helping participating financial institutions expand their reach and improve their product offering. The program initially launched in Africa in September 2017.

Join now to our FinTech ecosystem by registering to 4wrd Community.

  • Mobile wallet
  • Local payments
  • Mobile point-of-Sale (mPOS)
  • Remittances & cross-border payments
  • Payment processing & aggregation
  • Peer-to-peer (P2P) payments
  • Merchant payments
  • Digital accounting platforms
  • Business intelligence
  • Consumer insights
  • Human resources management
  • Risk management
  • Customer communications
  • Video campaigns
  • Chatbot (Al-based)
  • Two-way SMS
  • Loyalty programs
  • Omni-channel
  • Clearing & Settlement
  • Digital Brokerage
  • Trading
  • Workflow – Loan origination
  • Workflow – Loan management
  • Alternative lending
  • Saving & budgeting
  • Comparison platforms
  • Financial education/literacy
  • Robo-advisor
  • Mobile investing
  • Portfolio Management (B2B)
  • Agency Banking/Virtual Branch
  • Online banking (web-based)
  • Mobile banking
  • Biometric Authentication.
  • KYC verification (including biometrics).
  • Psychometric scoring
  • IoT scoring(sensor/photo based)
  • Behavioral credit scoring
  • Transactional credit scoring